Redwood City Chapter 13 Bankruptcy Lawyer

Difficult debt situations can happen to those with substantial income streams as well as those with no or little income. While the debt problems are different, they still require effective solutions that can provide real debt relief.

Some of the debt issues that can be addressed through Chapter 13 include:

  • Stopping foreclosure — Chapter 13 bankruptcy puts an immediate halt to foreclosure proceedings along with all other collection activities. It also allows you to become current on your mortgage through a three to five-year repayment plan that is based on your ability to pay.
  • Tax debts — While tax debts generally are not dischargeable, it is still preferable to deal with your taxes through the process of Chapter 13. Upon filing, penalties and interest stop accruing on tax debts, which helps keep tax debts manageable and allows you to resolve any outstanding tax debts through the three to five-year repayment plan that is part of Chapter 13.
  • Unsecured debts — The key advantage here is that Chapter 13 provides you the ability to repay only a portion of the total unsecured debt, which is generally based upon your ability to pay those unsecured debts back throughout the three to five-year repayment plan.

Creating A New Financial Beginning For You

At Grech Legal, our firm can help you understand what Chapter 13 can do for you. We work with our clients to develop clear plans that maximize the benefit of bankruptcy. Too often, people go through the process only to find that they failed to take full advantage of the process. We are dedicated to ensuring that our clients are discharged from their debts in the strongest financial position possible. Attorney Matthew Grech is an experienced litigator who has the skills to be able to fight for the best possible resolution to his clients’ difficulties, if that should be necessary. Let us help you secure the fresh start you need.

Get Help Putting Your Debt Behind You

If you are facing foreclosure or are simply seeking a way out from under debilitating debt, we can help. To schedule a free initial consultation, call 408-214-0385 (San Jose), 510-270-5602 (Oakland) or 650-549-7728 (Redwood City), or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.