When struggling with debt, the last thing you need on your plate is the harassment of a creditor. While creditor harassment is illegal and creditors are regulated strongly by the Fair Debt Collection Practices Act (FDCPA), this does not stop them from doing...
Encountering financial struggles and filing for bankruptcy can be a source of shame for many people. People often have a lot of questions, especially if they have never gone through a process such as bankruptcy before. Many people fear that someone might take their...
Though you have already taken the time to plan your estate, periodic follow-ups can ensure that your plans continue to address your needs effectively. Here are a few examples of when an update could be necessary. Changes to your assets Increasing your wealth could...
An estate plan can be as complex or as simple as you prefer. However, the more detailed you are in your estate plan, the easier the process is for your family after you pass. Plans you should include There are at least five things you should consider including in your...
As debt builds, the pressure to pay it off is stressful and overwhelming. While you work tirelessly to find a way to pay what you owe, creditors and collections agencies call and harass you. Bankruptcy can provide a little breathing room. When you file for bankruptcy,...
Filing for bankruptcy does not necessarily mean losing your home. If you live in California, you may be able to keep the property and avoid foreclosure. Review these considerations if you have fallen behind on your mortgage payments and have considered bankruptcy to...
If you have unpaid bills, you may dread answering the phone because the call may be from creditors wanting their money. Many Americans experience difficulties managing their debts, and they often must deal with harassing communications from collection agencies. Debt...
The possibility of losing a home is a common concern for people who are behind on a mortgage and considering filing for bankruptcy. California’s bankruptcy process may provide an avenue for people who are behind on payments to keep their homes. Homeowners may also be...
If you are struggling to pay medical bills, credit card balances, student loans or any other debt, you are probably not living the life you want. After all, excessive debt can lead to both anxiety and depression. Thankfully, your dog helps to keep your anxiety and...
Understanding the probate process in California can inform your estate plan. With probate, the court supervises your chosen personal representative as he or she administers your will. Review these considerations regarding California probate when you begin planning...
