Bankruptcy

If you are struggling to pay medical bills, credit card balances, student loans or any other debt, you are probably not living the life you want. After all, excessive debt can lead to both anxiety and depression. Thankfully, your dog helps to keep your anxiety and...

Debt is a problem that plagues many Americans. CNBC reports that the average one has $90,460 of it. In many cases, it accrues due to unfortunate circumstances or unforeseen obstacles like sudden illness rather than mismanagement. One option for dealing with it is...

Sometimes, hard work and determination are not enough to keep creditors at bay. Many responsible people due to uncontrollable issues wind up losing their ability to stay current on their financial obligations and pay off/down their debt. Those who find themselves...

You have heard the voices of others as well as the voices inside your head. Debating, debating. You remember the lectures as well as the unsolicited advice from well-intended, but misguided friends and relatives. You are torn as to what to do, but, deep down, you know...

When individuals can no longer keep up with debt payments, Chapter 7 bankruptcy may offer a crucial lifeline and an opportunity to rebuild a financial future. Under this form of bankruptcy, the court values and sells a debtor’s assets to pay creditors, discharging...

Many people do not file for bankruptcy when it would benefit them to do so because of the negative stigma attached to it. Despite what you may have heard, bankruptcy does not mean that you have to sell off all your assets, nor does it ruin your credit forever.  For...

Military veterans in California may find themselves struggling under the crushing weight of excessive debt. This can be especially true for disabled veterans who rely on military pensions and benefits to support themselves. From medical bills to personal needs, costs...

Different types of bankruptcy have different impacts on the credit of the petitioner. In some cases, California residents who file for bankruptcy will have the filing reported on their credit for 10 years; in other cases, it's reported for only 7 years. The two most...

Many older adults in California struggle with financial hardships, and increasing numbers of them are filing for bankruptcy. The Consumer Bankruptcy Project, which collects data about bankruptcy filings, reported that 12% of filers in 2016 were age 65 or older. A...

California residents may want to consider filing for bankruptcy if they are struggling to repay a debt. The type of bankruptcy an individual files for depends on what types of debt they have and what kind of protection the law says that they can seek. A Chapter 7...