When facing financial difficulties and the risk of car repossession, individuals may consider filing for bankruptcy as a means to protect their vehicle. However, it is essential to understand how bankruptcy may affect the repossession of a car. Examine the...
Are you suffering from creditor harassment?
When struggling with debt, the last thing you need on your plate is the harassment of a creditor. While creditor harassment is illegal and creditors are regulated strongly by the Fair Debt Collection Practices Act (FDCPA), this does not stop them from doing...
How does filing for bankruptcy affect your mortgage?
Encountering financial struggles and filing for bankruptcy can be a source of shame for many people. People often have a lot of questions, especially if they have never gone through a process such as bankruptcy before. Many people fear that someone might take their...
How can bankruptcy help me?
As debt builds, the pressure to pay it off is stressful and overwhelming. While you work tirelessly to find a way to pay what you owe, creditors and collections agencies call and harass you. Bankruptcy can provide a little breathing room. When you file for bankruptcy,...
Can bankruptcy help me fight foreclosure?
Filing for bankruptcy does not necessarily mean losing your home. If you live in California, you may be able to keep the property and avoid foreclosure. Review these considerations if you have fallen behind on your mortgage payments and have considered bankruptcy to...
Creditors cannot legally harass you
If you have unpaid bills, you may dread answering the phone because the call may be from creditors wanting their money. Many Americans experience difficulties managing their debts, and they often must deal with harassing communications from collection agencies. Debt...
What you should know about mortgages and bankruptcy
The possibility of losing a home is a common concern for people who are behind on a mortgage and considering filing for bankruptcy. California’s bankruptcy process may provide an avenue for people who are behind on payments to keep their homes. Homeowners may also be...
Is the bankruptcy trustee going to sell your dog?
If you are struggling to pay medical bills, credit card balances, student loans or any other debt, you are probably not living the life you want. After all, excessive debt can lead to both anxiety and depression. Thankfully, your dog helps to keep your anxiety and...
3 commonly believed fallacies about bankruptcy
Debt is a problem that plagues many Americans. CNBC reports that the average one has $90,460 of it. In many cases, it accrues due to unfortunate circumstances or unforeseen obstacles like sudden illness rather than mismanagement. One option for dealing with it is...
What assets can you keep in bankruptcy?
Sometimes, hard work and determination are not enough to keep creditors at bay. Many responsible people due to uncontrollable issues wind up losing their ability to stay current on their financial obligations and pay off/down their debt. Those who find themselves...