When you are no longer able to manage your debt and creditors are calling you at all hours about repayment, you may consider the benefits of bankruptcy. This is a process by which you can deal with certain types of debt once and for all, but you may be unsure about...
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Is your business in debt? This information might be helpful
How long ago was it when your business was nothing more than an idea in your own mind? Whether it was less than a year ago or several decades ago, you likely recall what it was like to have a dream and wonder if you'd ever be able to bring it to fruition. You did. You...
What will happen to your stuff if you file for Chapter 7?
Making the choice to file for bankruptcy is not easy. You may feel embarrassed and hopeless about your financial situation, but taking this step can help you achieve a better financial future. In the meantime, however, you may wonder what bankruptcy will mean for your...
Options for paying off credit card debt
It's that time of year. You're likely spending a bit more money than you typically do throughout the year because the holiday seasons have begun. Whether you host your extended family for a Thanksgiving gathering or are among thousands of California shoppers who stand...
Make sure you’re eligible before filing for Chapter 7 bankruptcy
Perhaps you've been struggling for quite some time now to restore financial stability after things got a bit off track. Maybe you had some unexpected medical bills, lost a job or encountered any number of challenges that cause many California residents to experience...
Does bankruptcy always ruin a credit score?
When it comes to financial topics, there is one that tends to be a bit controversial, meaning it has a negative stigma attached and therefore leads people to think it is a bad thing. That topic is bankruptcy. The truth of the matter is that there are several types of...
Are debt collectors harassing you?
Falling behind on your bills is stressful enough, but when debt collectors start aggressively contacting you, it can be a nightmare. Like many in this situation, you may reach the point where you are afraid to answer your phone, reluctant to leave the house and...
Common financial mistakes and possible solutions
Even if you're someone who loves all things financial and have always kept careful track of your own spending habits, have organized, updated financial records and simply love to create budgets and put them into action, the cost of living in various California regions...
Has the financial crisis caused you to worry about losing your home?
California has much to offer in the way of amenities to visitors and homeowners alike. Whether you grew up in this state or came to live here from someplace else, you may be one of thousands who enjoys the temperate climate, beautiful scenic views and adventurous...