If you have unpaid bills, you may dread answering the phone because the call may be from creditors wanting their money. Many Americans experience difficulties managing their debts, and they often must deal with harassing communications from collection agencies. Debt...

The possibility of losing a home is a common concern for people who are behind on a mortgage and considering filing for bankruptcy. California’s bankruptcy process may provide an avenue for people who are behind on payments to keep their homes. Homeowners may also be...